Buyer's guide

Facebook Marketplace car scams: the deposit, the shipping story and the fake escrow

They aren't clever. They're the same handful of stories told to enough people that a few always pay. Know the stories and you stop being the audience.

The Facebook Marketplace car scams that keep working all want your money before you've seen the car, the seller and the log book in one place: a deposit to hold a car that doesn't exist, a seller abroad whose car is "with a transport company", a fake escrow or buyer-protection payment, and a ghost car advertised with someone else's photos at a price well under the rest. Each one is beaten the same way. Pay nothing until you're standing next to the car with the registered keeper, and then pay them, not a third party.

The short version

  • Every common Marketplace car scam needs your money before you've seen the car, the seller and the log book together. Refuse that and almost all of them fail.
  • The deposit scam, the shipping story and fake escrow are the same trick in different clothes: a reason to pay someone for a car you can't see yet.
  • On a private car sale Marketplace doesn't hold your money, so any email saying a marketplace, courier or payment service is holding it is from the scammer.
  • Ghost-car adverts use real photos and sometimes a real plate. A reverse image search, a plate that matches the car and a photo with your name on a note catch most of them.
  • Most car checks only look up the plate, and a ghost-car advert can pass that. Reading the advert's urgency, price and story against the records is what catches the scam itself.

Most Facebook Marketplace car scams aren't clever. They're the same handful of stories, told to enough people that a few always pay: a deposit to hold a car that doesn't exist, a seller who's abroad and will ship it to you, a "protected payment" that protects nobody. Once you know the stories, you stop being the audience for them.

This page is the catalogue: what each scam looks like, how it gets your money, and the one move that beats it. If you're looking at a particular listing right now and want to check that car, how to check a Facebook Marketplace car advert is the step-by-step for that.

What are the most common Facebook Marketplace car scams?

The common ones all want your money before you've seen the car, the seller and the paperwork in the same place. Purchase scams, where you pay for something that never turns up, are 71% of all authorised push payment fraud cases in the UK according to UK Finance, and a car is just a big-ticket version of the same thing.

The scamWhat you're toldWhat actually beats it
The deposit scam"Loads of interest, a deposit holds it till the weekend"Never pay anything before you've seen the car
The shipping story"I'm working away, it's with a transport company, they'll deliver it"Only buy a car you can see where it lives
Fake escrow or buyer protection"Pay into the protected account and it's released when you're happy"Pay the seller, in person, at the car, and nobody else
The ghost carA real car's photos, a great price, a seller who goes quiet after you payA reverse image search, and a viewing before money
The too-cheap price"Priced to sell, need it gone this week"Find out why it's cheap before you get excited
The car you can see, but shouldn't buyA real car, a real seller, and a log book that doesn't quite fitThe VIN, the V5C and a records check

How does the Facebook car deposit scam work?

The seller tells you there's lots of interest and asks for a deposit to hold the car until you can get there. You pay, and then either the car never existed, or the seller stops replying, or there's a reason the viewing can't happen and a second payment that would sort it.

It works because it sounds reasonable, and because the pressure is built in: if you don't pay, someone else will. That's exactly the point. A genuine private seller with lots of interest doesn't need your money to hold a car, they need you to turn up, and the next person who does will buy it.

The move that beats it: pay nothing until you're standing next to the car with the seller and the log book. A seller who won't hold it for you without money isn't somebody you were going to be able to buy from safely anyway.

What is the car shipping scam?

The seller can't meet you because they're working abroad, posted away, offshore or moving house, but the car's already with a transport or storage company that will deliver it. You pay the seller, or the "transport company", and the car's delivered to your door with a few days to change your mind.

None of it's real. There's no transport company, or it's a website set up for the purpose, and there's no car on its way. The story exists to explain why you can't see the car before you pay, which is the one thing every honest sale lets you do.

The move that beats it: only buy a car you can see where it lives. If the seller can't be there, the sale can't happen yet, however good the price.

What is the advert not telling you?

Paste the advert text and the registration. We read it against the car's DVSA MOT history and our known-faults database, then tell you what the seller left out.

Check an advert now (free) →
Free report, no credit card required.

How do fake escrow and buyer-protection scams work?

You're told your money will be held safely by a third party, often borrowing a real company's name and logo, and released to the seller only once you've received the car and you're happy. Then an email or a link arrives from the "protection service" with bank details to pay into.

It's fake. On a private car sale, Facebook Marketplace doesn't hold your money for you. It's a noticeboard that puts you in touch with the seller, and the money goes from you to whoever you send it to. So an email that says a marketplace, a courier or a payment service is holding your money for a car is from the scammer, however official it looks.

The move that beats it: don't pay any third party, ever. Pay the person whose name is on the log book, by bank transfer, at the car, once you're happy. If a seller insists on a protection service you've never used, the protection service is the scam.

How can you tell if a Marketplace car advert is fake?

The ghost car is a real car in someone else's photos. The scammer lifts the pictures from an old advert or a dealer's listing, adds a price well under the others and a believable story, and waits for deposits. The car exists. It just isn't theirs, and it isn't for sale.

The checks that catch it are free and take a couple of minutes:

  • Reverse image search the sharpest photo. If the same pictures turn up on an old advert, a dealer's site or a listing somewhere else in the country, you've found where they came from. How to find a car's previous adverts shows how.
  • Ask for the registration, then check it matches the car in the photos. The free DVLA vehicle enquiry returns the make, colour and year. A ghost car's plate often belongs to a different car, or to the real car hundreds of miles away.
  • Ask for a short video, or a photo of the car with today's newspaper or a note with your name. Someone who has the car can do it in two minutes. Someone using stolen photos can't.
  • Look at the profile. A brand-new account, a location nowhere near the car, or the same seller listing several cars at once are all worth a second look.

Why is the car so cheap?

Sometimes there's a good reason. Usually there's a reason you haven't found yet, and on Marketplace "too cheap" is the bait that gets a buyer to skip the checks.

There are only a few honest explanations. The seller needs money quickly, the car has a fault they know about, or they've priced it badly. A genuinely cheap car with a fault normally has the fault somewhere in its records, and the model's known faults tell you where to look: the Ford Fiesta and Vauxhall Corsa pages list them with what they cost. A cheap car with no reason anywhere, a seller in a hurry and a request for a deposit is a scam until it proves otherwise.

What about scams where you can actually see the car?

These are the ones that get careful buyers, because the car's real and so is the seller. The problem is the paperwork:

  • The seller isn't the keeper. "Selling for a friend" is the classic, and the selling for a friend scam shows how to test it.
  • The seller's a trader posing as private, selling a car the trade wouldn't retail. A dealer posing as a private seller has the tells.
  • The car's stolen or on cloned plates. The VIN on the car has to match the one on the log book, character for character, and the log book itself has checks of its own. How to check if a car is stolen covers both.
  • The viewing's somewhere the car doesn't live. A car park or a lay-by means you can't go back. The car should be at the address on the V5C.

And if the seller sends you a link to a vehicle history check to reassure you, don't use it. Run your own, on a site you've chosen, because a check you've been handed is only as honest as the person who handed it to you.

What should you do if you've been scammed on Facebook Marketplace?

Ring your bank straight away, on the number on the back of your card, and tell them it's a scam payment. The sooner they know, the better your chance of stopping or recovering the money. Then report it to the police's fraud reporting service, and report the listing and the profile to Facebook so it comes down.

Keep everything: screenshots of the advert, the messages, the payment details and the profile. Scammers delete listings and accounts quickly, and the evidence is what your bank and the police will ask for.

Can a scan spot a scam advert for you?

It can spot a lot of what gives a scam away, and it's worth being exact about the limit. The official records we read, the DVSA MOT history and DVLA's details, are the same ones anyone can look up free. What no plate lookup has ever seen is the advert, and on Marketplace the advert is where the scam lives.

The free scan reads the advert text, pasted or screenshotted, against the car's records, and it scores the patterns scams rely on: urgency language like "must sell" or "moving abroad", a price well under what the car's worth, a vague location, an advert with nothing specific about this car in it. It also checks the plate it reads from your photos against DVLA, and drops it if DVLA's make doesn't match the car in the pictures, which is often how a lifted plate shows itself. A blatant scam advert gets the walk-away verdict whatever the records say.

The scamWhat helps
Urgency, too-cheap pricing, a vague sellerThe free scan reads and scores the advert's wording and price
A plate that belongs to a different carThe free scan checks the plate against DVLA's make
Stolen photosA reverse image search, by hand
Finance, theft or a write-off on a real carThe Provenance Check
A deposit, a courier or an escrow emailNobody's database. The rule: no money before you've seen the car

The honest limit: a ghost-car advert built from a real car's photos and a real car's plate can pass a records check, because the records are real. What a scan can do is notice the story around them. What stops the scam is you refusing to pay before you've seen the car, the seller and the log book in one place.

So what should you actually do? Before you message the seller, copy the advert into the free scan with the registration, or upload screenshots if there isn't one. It's free, needs no card and reads the advert the way a scammer hopes you won't. If the car's real and you're getting close to buying, the free report upgrades on the same link with nothing re-run, adding the finance, theft and write-off checks in a Provenance Check.

Common questions

What are the most common Facebook Marketplace car scams?

The deposit scam (a deposit to hold a car that doesn't exist), the shipping story (a seller abroad whose car is with a transport company), fake escrow or buyer protection (a third party that will supposedly hold your money), the ghost car (someone else's photos at a price well under the rest), and real cars with paperwork that doesn't fit, such as a seller who isn't the keeper or a cloned plate.

Should I pay a deposit on a car on Facebook Marketplace?

No. A genuine private seller doesn't need your money to hold a car; they need you to turn up, and if you don't, the next person will buy it. A deposit for a car you haven't seen is the most common way buyers lose money, because the car may not exist or may not be the seller's.

Does Facebook Marketplace offer buyer protection or escrow on cars?

Not on a private car sale. Marketplace puts you in touch with the seller and the money goes straight from you to whoever you pay. An email saying Facebook, a courier or a payment service is holding your money for a car is from a scammer, however official it looks. Pay the registered keeper, in person, at the car.

How can I tell if a car advert on Facebook is fake?

Reverse image search the photos to see whether they've been lifted from another advert, ask for the registration and check the make, colour and year on the free DVLA vehicle enquiry match the car in the pictures, and ask for a quick video or a photo of the car with a note bearing your name. A seller who really has the car can do that in minutes.

The seller says the car will be delivered because they're abroad. Is it a scam?

Treat it as one. The story exists to explain why you can't see the car before you pay, which is the one thing an honest sale always lets you do. Only buy a car you can see where it lives, from the person whose name is on the log book.

What should I do if I've been scammed buying a car on Facebook?

Ring your bank straight away on the number on your card and tell them it was a scam payment, because the sooner they know the better your chance of recovering it. Then report it to the police's fraud reporting service and report the listing and profile to Facebook. Keep screenshots of the advert, the messages and the payment details.

Can a car check tell me if a Marketplace advert is a scam?

It can catch a lot of what gives one away. Car Advert Check's free scan reads the advert text, pasted or screenshotted, against the car's official records and scores scam patterns such as urgency language, a price well below market and a vague seller, and it checks the plate it reads from the photos against DVLA. A ghost car built from a real car's photos and plate can pass a records check, though, so the rule still holds: no money before you've seen the car.

What is the advert not telling you?

Paste the advert text and the registration. We read it against the car's DVSA MOT history and our known-faults database, then tell you what the seller left out.

Check an advert now (free) →
Free report, no credit card required.

Sources

Matt Hale, founder of Car Advert Check

Matt Hale

Founder, Car Advert Check

Matt is the friend people send car adverts to before they buy. He has fixed everything from diggers to cars to motorbikes, has lived in and around motorhomes, and has lost count of the listings he has been asked to look over. He builds software for a living, so he gets asked about scams as well, car ones and everything else. He built Car Advert Check for the people who have not got a mechanically minded mate to ask, or who would rather not keep asking.

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